Rick James, Licensed Benefit Advisor

Rick James, Licensed Benefit Advisor

There are 4 types of Medicare Insurance

 

1. Medicare Parts A & B (aka "Original Medicare") Part A (HOSPITAL)  helps cover impatient care in hospitals, skilled nursing facility care,, hospice care and home health care.

Part B (MEDICAL) helps cover outpatient care such as Doctor visits, outpatient surgeries, durable medical equipment ,many preventative services and much more.

2. Medicare Part C (aka "Medicare Advantage") is an "all-in-one" alternative to Original Medicare.  Medicare Advantage must cover all the services of Original Medicare and may offer additional benefits that Original Medicare doesn't cover, such as, dental, vision, hearing and more.  Part C plans usually have a network of doctors and hospitals that accept the plan and you must live in the service area to enroll in the plan.  Most plan will have Rx Drug (Part D) included.

3. Medicare Part D (Prescription Drug) is an optional insurance that helps pay for you medicine.

4. Mecicare Supplement (aka "Medigap")  is an insurance sold by private insurance companies and can help pay some of the remaining healthcare costs that Original Medicare doesn't  pay.

This website does not make any representations that coverage does or does not exist for any particular claim or loss, or type of claim or loss, under any policy. Whether coverage exists or does not exist for any particular claim or loss under any policy depends on the facts and circumstances involved in the claim or loss and all applicable policy wording.